Business Productivity & Finance

Credit is a necessary component of every consumer’s financial life, for better or worse. Without a strong credit history and score, it is an uphill battle getting approved for a new credit card, auto loan, or mortgage for a home. It can also be difficult to secure a new job …

When financial disaster strikes and your savings are low, a personal line of credit (LoC) may be the answer. It’s a common way to handle emergencies when you’re low on funds and facing an unexpected expense — whether it’s an unanticipated trip to the vet or the mechanic. But before …

Could you use some extra cash? Ask anybody that question and chances are they’ll respond with a resounding “yes!” But aside from getting a raise, picking up an extra job, or winning the lottery, how else can you acquire some additional funds? Selling unwanted items is a great way to …

Credit scores in Canada typically range from 300 to 900. A good credit score is typically anything 660 or above. But what if you don’t have any credit history? How do you build it? Many lenders won’t even consider your application because you have no credit history. To build your …

Most people dream of owning their own homes. They picture themselves raising families and enjoying life in their comfortable nests. Unfortunately, we all know that houses don’t come cheap. Mortgages are, in essence, loans. They are unique from other loans as mortgages use houses or land as collateral. You can …