Tag Archives: mortgage

Most people dream of owning their own homes. They picture themselves raising families and enjoying life in their comfortable nests. Unfortunately, we all know that houses don’t come cheap. Mortgages are, in essence, loans. They are unique from other loans as mortgages use houses or land as collateral. You can …

Whether you are earning in three figures or six, you will need to plan a budget.   Why?   Because budgeting allows you to plan your expenses, and hence cut off the ones not needed.   Wasting money on things with no promising marginal or investable conversion isn’t the wisest …